[UPDATE: This deal has changed. Please see the Best Current Deals or Airline Credit Cards pages for most up to date offers.]
There is ALOT to love about the Chase United Explorer card, such as:
- Annual fee waived for the first year
- Earning United miles (no fuel surcharges, good availability)
The reason not everyone’s jumping on this deal? The public offer has a pretty weak signup bonus:
30k United miles after spending $1,000 in 3 months, 5k for adding an authorized user and an additional 10k United miles after spending $25,000 in the first year.
Basically, its a 35k deal. Pretty lame, right? So why am I wasting my time writing a post on it?
Because there are two ways that you can receive the targeted offer, which has a 65k signup bonus, and that, ladies and gentlemen, is a pretty sweet deal!
Ok, so how do you do it?
First Way: Get Targeted by Chase with the 65k Offer
The 65k deal (which gives you 50k after first spend, 5k for authorized user, and 10k for spending $25,000 in one year) is a targeted offer sent out by Chase.
According to many reports, the people who were targeted with this much better offer were people who already had United miles in their United frequent flyer account
If you have United miles in your account, you very well may be targeted. Here’s how to check:
- Sign in to your United account through the homepage here.
- If you are targeted for the 65k offer, you should see a banner ad right above where you signed in to apply for the card.
- Click on the banner and apply for the card as you normally would. Just to be safe, make sure to take a screenshot of the 65k offer page. You shouldn’t need it, but better safe than sorry. That’s it! You’ve got 55k easy United miles! SCORE!
If you don’t have United miles in your account, you can transfer miles to your United account and see if that triggers a targeted offer for you. This is exactly what happened to me, as I originally only saw the 40k offer until I transferred miles and then got the 65k offer.
The easiest transfer is from Chase Ultimate Rewards points since they transfer “instantly” (last time I did it, it took 2 hours, but still, it was pretty quick). Here’s how to transfer UR points to United:
1. Sign in to your Chase Ultimate Rewards account
2. Click on Transfer Point
3. Select United Mileage Plus.
4. Transfer the amount of points you’d like. 1,000 is the smallest amount possible, but is big enough to trigger the bonus, so choose that unless you want to transfer more points anyway.
Sign back in to your United account and see if the miles have appeared. If they have, check to see if the 65k offer is promoted as a banner ad above your account information.
If you get the targeted offer after transferring miles, then just apply as usual. Again, make sure to take screenshots just in case.
If you have miles in your account and still don’t get the targeted 65k offer, or you don’t have any way to get United miles in to your account, don’t worry. There is another way to potentially get the 65k offer.
Second Way: Send a Secure Message to “Bump” the Bonus
While I was personally targeted for the 65k offer, many, many people have reported success in getting Chase to award them the extra miles after they’ve applied for the regular 40k offer. For those unfamiliar with this technique, it is called “bumping the bonus.” Here’s how to do it:
1. Apply for regular 35k offer.
2. Once your United Explorer card arrives, send Chase a secure message (if you don’t have any other Chase cards, you’ll have to set up an online account with Chase before you can send a secure message.)
Sending a secure message
To send a secure message, click on the secure message tab in the top right side of your Chase account homepage. If you’re unsure what to write, feel free to use my example below:
I just applied for the Chase United MileagePlus Explorer card and am really happy with all the perks and benefits that come along with it. However, I just noticed that there was a 65,000 offer available, with 50,000 coming after the first spend, which is a better deal than my current offer of 40,000 miles. I’d really appreciate it if you would bump my signup bonus to the better current offer.
Thank you for your time and assistance in this matter!
As with everything, there is no guarantee that Chase will bump your bonus, but they are usually very, very good with matching the best available offer and many people have reported success with getting their bonus bumped. If you do use this second way, please report back your result so I can pass it along to others in the same situation!
The 65k (55k easy) offer for the Chase United Explorer is a great deal! If you are looking to get United miles this is the largest signup bonus out there right now so it is definitely worth getting.
If you have United miles in your account, first check to see if you are targeted. Only after you’re sure you aren’t targeted should you consider applying through the normal offer and bumping the bonus. Nothing is guaranteed, but at least you stand a really good chance of getting the 65k deal since Chase is normally very generous with their bumps and others have reported have success.
Has anyone out there had success either getting Chase to target them or bumping the bonus? If so, help others out and leave your experience and advice in the comments below!